Instant quote
Destination
Policy type
No. of travellers
Adult 18-49
Adult 50-59
Adult 60-64
Adult 65-80
Children 2-17
Infant 0-1
Relationship
Departure date
Return date
Promo Code
 
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Single Trip Annual Multi-trip
Standard   £4.72 £37.76
Premier   £10.86 £72.40
Summary of cover 

Policy Summary (policies issued after 01/09/2008)

Policy Section Limit of Cover per person (Standard) Excess
1. Medical Emergency & Repatriation
If you have a sudden and unforeseen accident or illness during your trip we will pay for your reasonable medical expenses and the costs of bring you back to the UK.
£2,000,000 £75
2. Emergency Dental Treatment
We will pay for the cost of providing temporary neccessary treatment for the immediate relief of pain
£250 £75
3. Additional Accommodation & Travelling Costs
We will pay for the additional accommodation and travelling costs of anyone medically required to accompany you home
£1,000 Nil
4. Hospital Daily Benefit
We will pay you a daily benefit per complete day of in-patient treatment up to a maximum amount.
Nil Nil
5. Cancellation, Curtailment & Trip Interuption
We will pay for the costs of your trip if you have to cancel because of the unforeseen illness or death of a close relative, or if your presence is required in the UK because you are called up on jury service, subpoenaed as a witness in a court of law, or your home has been severely damaged, or you are made redundant, or you are compulsorily quarantined, or if you cancel after a 12- hour delay.
£1,500 £75
6. Travel Delay
If Your Outward journey is delayed for more than 12 hours:
6.1 We will pay a benefit for each 12 hours up to the maximum amount. £10 per 12 hours up to £100 Nil
6.2 Provides Cancellation cover as outlined in section 5. £1,500 £75
6.3 We will pay for a replacement ticket to reach your destination. £500 Nil
7. Missed Departure on the Outward Journey
We will pay reasonable additional costs incurred should you be delayed or miss your connection because of failure of public transport, or breakdown of or accident to the private vehicle in which you are travelling.
£500 Nil
8. Personal Possessions
If your luggage is lost, stolen or damaged we will pay for the cost of replacement (less wear, tear and depreciation).
  • Single article, Pair or Set of articles
  • Valuables (limited to £50 if Insured Person is under 18)
  • Travel Documents
  • Baggage Delay
£1,000



£150
£150
£150
£50 per 24 hours up to £150
£50



£50
£50
Nil
Nil
9. Personal Money
We will cover you for the loss of money you are carrying on your person or which you have left in a safety deposit box. If you lose your passport we will pay for reasonable travel and accommodation costs incurred in replacing it.
  • Cash (limited to £50 if Insured Person is under 18)






£100






£20
10. Personal Liability
If you become legally liable for accidentally injuring any person or damaging their property, we will cover you against all sums which you become legally liable to pay and all costs awarded to the claimant or incurred in defending the claims
£1,000,000 per policy Nil
11. Personal Accident
Covers you for loss of life, limb or sight that occurs during the trip after an accident.
  • Death
  • If the insured person is aged under 18 or over 65
  • Loss of Limb & Loss of Sight
  • Permanent Total Disablement
  • All Benefits (aged 66 and over)




£10,000
£2,500
£10,000
£10,000
£2,500




Nil
Nil
Nil
Nil
Nil
12. Legal Protection
If you suffer death, illness or injury during your trip and decide to take legal action in pursuit of compensation, we will pay for legal costs and additional travel expenses.
£15,000 per policy £200
13. Mugging
We will pay you if you sustain actual bodily injury as a result of a mugging attack
Nil Nil
14. Hijack
Covers you if your aircraft or sea vessel is hijacked for more than 24 hours
Nil Nil
15. Disaster
If your accommodation can not be lived in because of fire, flood, earthquake or storm we will provide you with similar accommodation
Nil Nil
16. Withdrawal of Services
Covers you if you are without water, gas or electricity for more than 60 hours
Nil Nil
17. Domestic Pets
If your return journey is delayed we will pay for extra kennel or cattery fees
Nil Nil
18. Home Country Medical Transfer
If you are hospitalised during a trip within your home country we will arrange and pay for your transfer to a suitable hospital near your home
Necessary costs Nil
19. Additional Accomodation Costs
We will pay for the additional accommodation and travelling costs of anyone medically required to accompany you home
£1,000 Nil
Optional Timeshare cover - Your policy can be extended to cover your timeshare on payment of an additional premium
20. Timeshare Cover
We will pay the management and exchange fees of the contracted timeshare weeks
  • Timeshare Cancellation Charges

  • Timeshare Curtailment Costs




Please refer to policy wording
Nil




Please refer to policy wording
Nil
Optional Golf cover - Your policy can be extended to cover your golf equipment on payment of an additional premium
21. Golf Equipment
In addition to section 9 we will pay if the Golf Equipment owned or hired by you is lost or damaged
  • Single Article Limit
£1,500



£250
£40



£50
22. Golf Equipment Hire
In addition to Section 24 cover includes the hire of replacement golf equipment
£20 per complete day up to £200 Nil
23. Non Refundable Golfing Fees
We will pay proportionate value of any non-refundable fees which are not used due to your sickness or adverse weather
£75 per complete day up to £300 Nil
Optional Winter Sports cover - Your policy can be extended to cover winter sports on payment of an additional premium
24. Ski Equipment
In addition to Section 8 we will pay if the ski equipment owned or hired by you, or your ski-pass is lost or damaged.
£500 £75
25. Ski Hire
If your luggage is certified as lost we will pay for the hire of replacement skis and ski equipment.
£20 per complete day up to £200 Nil
26. Ski Pack
If you are injured we will pay for unused ski pass, ski hire or tuition fee.
£75 per complete day up to £300 Nil
27. Piste Closure
We will pay a benefit if lack of snow prevents you from skiing for more than 24 hours.
£20 per complete day up to £240 Nil
28. Avalanche or Landslide
If access to and from a ski resort is blocked we will pay a benefit toward reasonable extra travel and accommodation costs
£20 per complete day up to £240 Nil
Optional Wedding cover - Your policy can be extended to cover your wedding on payment of an additional premium
29. Wedding Cover
We will pay if your wedding rings, gifts &, attire in the event they are permanently lost or damaged
  • Wedding Rings
  • Wedding Gifts
  • Wedding Attire
  • Photographs & Videos




£250 per ring
£1,000 per couple
£1,500 per couple
£750 per couple




£50
£50
£50
£50
 
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